/* rate.css — Today's Mortgage Rate page */

.rate-main { background: var(--bg); }

/* ── Hero ── */
.rate-hero {
  position: relative;
  padding: 140px 36px 70px;
  overflow: hidden;
  background:
    radial-gradient(1100px 600px at 80% -5%, color-mix(in oklab, var(--bg-3) 65%, transparent), transparent 60%),
    var(--bg);
  border-bottom: 1px solid var(--line);
}
.rate-hero__stars { position: absolute; inset: 0; width: 100%; height: 100%; pointer-events: none; }
.rate-hero__inner { position: relative; z-index: 2; max-width: 1180px; margin: 0 auto; }
.rate-back {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--f-mono); font-size: 11px; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--ink-mute); margin-bottom: 26px;
}
.rate-back:hover { color: var(--ink); }
.rate-hero h1 {
  font-family: var(--f-display); font-weight: 400;
  font-size: clamp(40px, 5.4vw, 80px); line-height: 0.98;
  letter-spacing: -0.02em; margin: 14px 0 0; max-width: 16ch; text-wrap: balance;
}
.rate-hero h1 em { font-style: italic; color: var(--accent); }
.rate-hero__sub {
  margin: 20px 0 0; max-width: 56ch; color: var(--ink-mute);
  font-size: clamp(15px, 1.1vw, 17px); line-height: 1.6;
}
.rate-asof {
  display: inline-flex; align-items: center; gap: 9px;
  margin-top: 36px;
  font-family: var(--f-mono); font-size: 11px; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--ink-mute);
  padding: 8px 14px; border: 1px solid var(--line); border-radius: 999px;
  background: color-mix(in oklab, var(--bg-2) 70%, transparent);
}

/* ── Big rate cards ── */
.rate-cards {
  margin-top: 44px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  max-width: 1180px;
}
@media (max-width: 720px) { .rate-cards { grid-template-columns: 1fr; } }
.rate-card {
  position: relative;
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 30px 32px;
  overflow: hidden;
}
.rate-card--primary {
  background:
    radial-gradient(120% 130% at 100% 0%, color-mix(in oklab, var(--accent) 14%, transparent), transparent 55%),
    var(--bg-2);
  border-color: color-mix(in oklab, var(--accent) 30%, var(--line));
}
.rate-card__label {
  font-family: var(--f-mono); font-size: 11px; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--ink-mute);
}
.rate-card__num {
  font-family: var(--f-display); font-weight: 400;
  font-size: clamp(64px, 9vw, 116px); line-height: 0.9;
  letter-spacing: -0.03em; margin: 14px 0 4px; color: var(--ink);
  font-variant-numeric: tabular-nums;
}
.rate-card--primary .rate-card__num { color: var(--accent); }
.rate-card__num sup { font-size: 0.32em; vertical-align: super; font-family: var(--f-mono); color: var(--ink-mute); margin-left: 2px; }
.rate-card__apr { font-family: var(--f-mono); font-size: 12px; color: var(--ink-faint); letter-spacing: 0.04em; }
.rate-card__deltas { display: flex; gap: 26px; margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line); }
.rate-delta { display: flex; flex-direction: column; gap: 3px; }
.rate-delta__v { display: inline-flex; align-items: center; gap: 5px; font-family: var(--f-mono); font-size: 14px; font-weight: 500; }
.rate-delta__v.down { color: #4ade80; }
.rate-delta__v.up { color: #e8866b; }
.rate-delta__v.flat { color: var(--ink-mute); }
.rate-delta__k { font-family: var(--f-mono); font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-faint); }

/* ── Generic section ── */
.rate-section { max-width: 1180px; margin: 0 auto; padding: 88px 36px; }
.rate-section + .rate-section { padding-top: 0; }
.rate-section .eyebrow { margin-bottom: 18px; display: inline-flex; }
.rate-h2 {
  font-family: var(--f-display); font-weight: 400;
  font-size: clamp(30px, 3.8vw, 52px); line-height: 1.02;
  letter-spacing: -0.018em; margin: 0 0 22px; text-wrap: balance;
}
.rate-h2 em { font-style: italic; color: var(--accent); }
.rate-lede { color: var(--ink-mute); font-size: 16.5px; line-height: 1.7; max-width: 64ch; margin: 0; }

/* ── Commentary ── */
.rate-commentary {
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start;
}
@media (max-width: 820px) { .rate-commentary { grid-template-columns: 1fr; gap: 28px; } }
.rate-points { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.rate-point { background: var(--bg-2); padding: 18px 22px; }
.rate-point b { display: block; font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 4px; }
.rate-point span { font-size: 14px; color: var(--ink-mute); line-height: 1.6; }
.rate-point em { font-style: normal; color: #4ade80; font-family: var(--f-mono); }

/* ── Chart ── */
.rate-chart-wrap {
  background: var(--bg-2); border: 1px solid var(--line);
  border-radius: var(--radius-lg); padding: 28px 26px 18px;
}
.rate-chart-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 18px; flex-wrap: wrap; gap: 8px; }
.rate-chart-head h3 { font-family: var(--f-display); font-size: 22px; font-weight: 400; margin: 0; }
.rate-chart-head span { font-family: var(--f-mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-faint); }
.rate-chart { width: 100%; height: auto; display: block; }
.rate-chart .grid-line { stroke: var(--line); stroke-width: 1; }
.rate-chart .grid-label { fill: var(--ink-faint); font-family: var(--f-mono); font-size: 11px; }
.rate-chart .area { fill: url(#rateGrad); }
.rate-chart .line { fill: none; stroke: var(--accent); stroke-width: 2.5; stroke-linejoin: round; stroke-linecap: round; }
.rate-chart .dot { fill: var(--accent-2); stroke: var(--bg-2); stroke-width: 3; }
.rate-chart .dot-label { fill: var(--accent); font-family: var(--f-mono); font-size: 13px; font-weight: 500; }
.rate-chart .x-label { fill: var(--ink-faint); font-family: var(--f-mono); font-size: 10.5px; }

/* ── Table ── */
.rate-table { width: 100%; border-collapse: collapse; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.rate-table th, .rate-table td { text-align: right; padding: 16px 22px; border-bottom: 1px solid var(--line); font-variant-numeric: tabular-nums; }
.rate-table th:first-child, .rate-table td:first-child { text-align: left; }
.rate-table thead th { font-family: var(--f-mono); font-size: 10.5px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-faint); font-weight: 500; background: var(--bg-3); }
.rate-table tbody td { font-family: var(--f-mono); font-size: 14px; color: var(--ink-mute); }
.rate-table tbody td:first-child { font-family: var(--f-body); font-size: 15px; color: var(--ink); font-weight: 500; }
.rate-table tbody td.now { color: var(--accent); font-weight: 500; }
.rate-table tbody tr:last-child td { border-bottom: 0; }

/* ── VegaFi angle band ── */
.rate-angle {
  position: relative;
  margin: 0 auto;
  max-width: 1180px;
  border: 1px solid color-mix(in oklab, var(--accent) 28%, var(--line));
  border-radius: var(--radius-lg);
  padding: 44px 44px;
  background:
    radial-gradient(700px 300px at 0% 0%, color-mix(in oklab, var(--accent) 12%, transparent), transparent 60%),
    var(--bg-2);
  display: grid; grid-template-columns: 1.2fr auto; gap: 32px; align-items: center;
}
@media (max-width: 760px) { .rate-angle { grid-template-columns: 1fr; padding: 32px; } }
.rate-angle h3 { font-family: var(--f-display); font-weight: 400; font-size: clamp(26px, 3vw, 40px); letter-spacing: -0.015em; margin: 0 0 12px; }
.rate-angle h3 em { font-style: italic; color: var(--accent); }
.rate-angle p { margin: 0; color: var(--ink-mute); font-size: 15.5px; line-height: 1.6; max-width: 52ch; }

/* ── FAQ ── */
.rate-faq { display: flex; flex-direction: column; gap: 0; border-top: 1px solid var(--line); }
.rate-faq details { border-bottom: 1px solid var(--line); }
.rate-faq summary {
  list-style: none; cursor: pointer; padding: 22px 4px;
  display: flex; justify-content: space-between; align-items: center; gap: 20px;
  font-family: var(--f-display); font-size: clamp(18px, 1.8vw, 23px); color: var(--ink);
}
.rate-faq summary::-webkit-details-marker { display: none; }
.rate-faq summary .q-icon { flex: none; width: 22px; height: 22px; position: relative; transition: transform .25s ease; color: var(--accent); }
.rate-faq summary .q-icon::before, .rate-faq summary .q-icon::after { content: ""; position: absolute; background: currentColor; border-radius: 2px; }
.rate-faq summary .q-icon::before { top: 10px; left: 2px; right: 2px; height: 2px; }
.rate-faq summary .q-icon::after { left: 10px; top: 2px; bottom: 2px; width: 2px; transition: opacity .25s ease; }
.rate-faq details[open] summary .q-icon::after { opacity: 0; }
.rate-faq details[open] summary .q-icon { transform: rotate(180deg); }
.rate-faq .a { padding: 0 4px 24px; color: var(--ink-mute); font-size: 15px; line-height: 1.7; max-width: 70ch; }

/* ── CTA ── */
.rate-cta {
  position: relative; padding: 120px 36px; text-align: center;
  border-top: 1px solid var(--line);
  background: radial-gradient(800px 400px at 50% 0%, color-mix(in oklab, var(--accent) 10%, transparent), transparent 60%), var(--bg-2);
  overflow: hidden;
}
.rate-cta__inner { position: relative; z-index: 2; max-width: 760px; margin: 0 auto; }
.rate-cta h2 { font-family: var(--f-display); font-weight: 400; font-size: clamp(36px, 5vw, 66px); line-height: 1.0; letter-spacing: -0.02em; margin: 0 0 18px; text-wrap: balance; }
.rate-cta h2 em { font-style: italic; color: var(--accent); }
.rate-cta p { color: var(--ink-mute); font-size: 17px; margin: 0 auto 30px; max-width: 50ch; }
.rate-cta__btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

.rate-disclaimer { max-width: 1180px; margin: 0 auto; padding: 0 36px 80px; }
.rate-disclaimer p { font-family: var(--f-mono); font-size: 11px; line-height: 1.7; color: var(--ink-faint); letter-spacing: 0.02em; max-width: 90ch; }